Technology will continue to fundamentally transform both the financial services and legal industries. In addition to the expansion of blockchain, other technologies are driving changes to how financial services are provided and consumed. Artificial intelligence, for example, is playing a greater role in the delivery of financial services. AI is the engine of so-called “robo-advisors” that provide investment advice to customers without human intervention. Machine learning (including deep learning) is also increasingly being used for automated trading, including high-frequency trading, which engages in complex transactions, again without human intervention.