Lisa Weingarten Richards is a member of the Banking and Financial Services and Securities and Complex Commercial Litigation Practices. Prior to joining Murphy & McGonigle, Ms. Richards served for 11 years at the Office of the Comptroller of the Currency (OCC) in the Chief Counsel’s Office as a Senior Attorney in the Community and Consumer Law Division of the Bank Advisory Group.
While at the OCC, her experience included providing analysis and counsel relating to consumer protection issues such as unfair deceptive and abusive conduct; high to low posting of debit transactions; lending discrimination; predatory lending; the “ability to repay”/qualified mortgage rule; the Truth in Lending mortgage loan appraisal rules; as well as the OCC’s authority under Title X of the Dodd Frank Act. She also participated in the Interagency Rulemaking processes for Appraisal Management Company oversight. In addition, Ms. Richards reviewed, analyzed, and provided counsel regarding a first-of-its-kind application by a FinTech institution for a new banking charter.
She began her legal career in the Office of the New York State Attorney General, where she served in the Litigation and Investor Protection Bureaus as a legal intern.